American Express is one of the top three leading payment systems popular among users, with only Visa and MasterCard skipping ahead. It became the first company in the world to issue travelers checks and is also one of the first companies to introduce a plastic card payment system. In addition to its main products, it provides money transfer services too. The company offers different types of cards to choose from and for different needs of customers, which, among other things, are often used for AmEx casino payments.
Thus, American Express is synonymous with fast payments, and over the years of activity it has managed to establish itself as a reliable operator. Since the number of its customers is only growing, and a large part of them fund their balances and withdraw funds using this payment method on various sites, let's take a closer look at the features of American Express.
About American Express
Continuously operating and providing its services in the market since 1850, American Express has been guided by the "only forward" principle. Over time, it began to cater not only to Americans but also to dozens of countries around the world, where it became the leading payment method.
The New York-based organization started with freight forwarding activities, evolved in the twentieth century to provide travel and financial products, then introduced the regular card and corporate card in the middle of the century, and today offers credit card rewards programs and digital solutions to account owners. Once you find an online casino that accepts AmEx, you will join the millions of American Express users who choose this option among many others.
Types of AMEX Cards
Now, let's buckle down and look into the variety of cards that can also be used to gamble online with American Express. At a basic level, a user needs to distinguish between a credit card and a charge card. What's the difference between them? In both cases, the user can make purchases during the month at the end of which they are billed in full (for a charge card) or they use the credit limit and not pay the entire amount at once. An important difference is that the annual fee for a credit card is lower than for charge one, but we should not forget about the interest charge for using the limit on a credit card.
When determining the right card for yourself, you need to build on the fact that some of the 19 types are meant for entry level, some - for the middle class, and some - for premium use. For some of them, the points system applies, for some – miles; the amount of the annual fee and the amount of cashback varies, as well as the APR percentage, the required credit rating, and so on. Sounds like a lot of work to do in your head so let's look at the list of options:
- Cash Magnet Card
- Gold Card
- The Platinum Card
- Green Card
- Blue Cash Everyday
- Blue Cash Preferred
- Amex EveryDay
- Delta SkyMiles
- Hilton Honors
- Marriott Bonvoy Brilliant Card
- Blue from American Express
- Serve from American Express
Some of the options, like Delta SkyMiles or Hilton Honors, are divided into several more levels and these types of cards are aimed at people who travel frequently and appreciate entertainment on the go like American Express casino games and comfort. Cards that are designed to pay for groceries and checks at gas stations allow you to accumulate extra points and then cover expenses with them. Thus, as you can see, American Express covers a wide range of customers and upgrades its service with a lot of perks.
Pros and Cons of using American Express
All functions necessary for a modern person and AmEx casino player seem to be collected in American Express cards. Historically, this operator has resonated with more affluent customers. So if you love the luxury lifestyle, visit a lot of places, and are a frequent American Express online casino guest, you will be able to access many perks:
- personalized and generally available rewards for clients
- cashback and big concessions to users with a good credit score
- benefits for those who are abroad
- the opportunity to accumulate points and spend them on shopping and entertainment
- premium services such as concierge service
- availability of solutions for personal or business use
- high level of data and account protection, tracking and notification of suspicious activities
And of course, some shortcomings to provide a fuller picture:
- high annual fees
- not all businesses accept it due to the high fees that merchants have to pay
While American Express cards cater to different tastes and needs of users, this level of service comes with a price, so you need to carefully study the terms and choose the most suitable option on an individual basis.
American Express Deposits and Withdrawals
When initiating a bank account with a bank, it's important for users that they have easy access to the balance and conduct transactions for depositing funds and withdrawing funds. In the case of American Express, there are such convenient options for depositing funds:
- electronic transfer
- direct deposit
- mailing a check
Because American Express does not have retail outlets, users need to merge their external account with their Savings account in order to easily make deposits and withdrawals online.
If the client is accustomed to using mobile devices to play American express mobile casino and make mobile deposits, they need to follow the following procedure on the Amex website. Create or login to your account and choose the Deposit Tab, enter the amount, enter a comment about mobile deposit, sign the document, and submit it for review.
You can also transfer funds, for example, from one bank to another. To do this, you can use the check option, just enter your Savings account number, write the appropriate comment, and email the check to American Express.
As for the withdrawal of funds, it's enough for a bank client to have an Express Cash card or a Cash Advance card and use the funds for any program as provided. That is, you can use your own money or limit to withdraw cash from participating ATMs.
Transaction Fees, Limits and Processing Time
The fees are what make people using American Express frown, but it's better to clarify here that the high fees are for merchants and customers who use the credit limit. For example, the fee for a cash advance is $5 or 3% of the transaction, while you should not forget about the possible ATM commission for cash withdrawal. When paying with a card abroad, depending on the type of card used, a commission abroad of up to 2.7% may also be charged. At the same time, American Express does not collect fees on a monthly basis.
Now, if you are planning purchases or a fund balance at a casino with American Express deposit, you can be sure that using a regular Charge Card there will be no pre-set spending limits on it. If you use a Credit Card, you can spend money from it within the established limit.
Many are also concerned about the time it takes for American Express to process payments - this can be important for making a mandatory loan payment at a certain time, for example. While payments made online for credit cards should occur immediately, it may take 24 - 36 hours for the balance to be updated. If you need to pay a bill not through the Electronic Payment Program, you need to wait up to 3-5 business days.
Play AMEX Online Casino Games
Being such a popular payment method, American Express has also migrated to the online gambling industry. Players can appreciate the speed of replenishment of their accounts, enjoy cashback and at the same time play the best American Express casino games. For example, for El Royal Casino visitors, we are talking about such titles as numerous slots (Copy Cat Fortune, Thai Emerald, Lil Red, Twister Wilds, Aladdin's Wishes), roulette, blackjack, video poker (Bonus Deuces Wild, Jacks Or Better, Joker Poker to name a few).
But after all, games should bring joy in any case, so some online platforms like El Royale Casino offer the option of free play in demo mode without registering an account. Now it's much easier to decide on the best games according to individual taste.
How to Deposit with American Express at El Royale
Not all online casinos list American Express on their sites. However, you are lucky because this platform is an exception. In order to use this method, the player first needs to go through Sign Up and create an account. By entering basic information about yourself, choosing a currency, etc., you will complete the process in just a couple of minutes and find yourself in the lobby. Click on the Deposit tab and select American Express from the available payment methods. As a rule, deposits at American Express casino are fast, and if you have any questions, you can always quickly resolve them in the chat with support. Have a fun game!
Do I need to verify the ID when using the American Express method?
Traditionally, AmEx casinos and other online gambling sites conduct a thorough player check. Do not forget that online casinos must comply with generally accepted measures and maintain online security for all users.
I have questions about using American Express, how can I figure things out?
First, if you own a personal, business, or corporate card, you can contact the numbers listed in the Help tab on the company's official website. Alternatively, by logging into your bank account, you can initiate an online chat. On the El Royal Casino platform, you can get round-the-clock online support (phone, chat, email), including on financial matters.
How do I know if I can use American Express at a certain online casino?
Please visit the Banking tab of the online site you are interested in and check the list of available deposit methods, which usually include e-wallet options, credit cards, cryptocurrencies, etc. Sometimes the withdrawal options may differ so make sure you are ready to use a different method. Additionally, it's recommended that you read the Terms and Conditions of the American Express online gambling site itself and consult with the support service.